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While buying a house, there are different taxes that a buyer has to pay and this is over and above the cost of the property. When this tax gets stamped in Maharashtra, its known as the Maharashtra stamp duty charges. The Maharashtra stamp duty and registration charges are paid to get property ownership and registration in the municipal body records.
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The tax paid to legally register a property in Maharashtra (urban and rural) is known as the Stamp duty and registration charges in Maharashtra.
The different types of properties such as flats, apartments, duplex, villas, freehold and leasehold land, agricultural and non-agricultural properties, commercial units and industrial units have to pay stamp duty and registration charges to get legally registered under the government records.
This is charged under the Maharashtra Stamp Act and can be paid online and offline. Check this guide to know how to calculate and pay the stamp duty and registration charges in Maharashtra 2025. This will also assist people who want to know more about stamp duty refund in Maharashtra.
Section 3 of the Indian Stamp Act, 1899 makes payment of registration and stamp duty charges legal.
The Maharashtra Stamp Act also known as Bombay Stamp Act 1958 applies to all the instruments mentioned in Schedule 1, on which the stamp duty is payable to the state. Under this act, every property owner in the state have to pay the Maharashtra stamp duty and registration charges.
Recent amendments in the Act include a Maharashtra stamp duty revision in the following:
The stamp duty rates in Maharashtra range between 6 to 7% depending on the location and gender of the property owner. This has been unchanged since 2022. The Maharashtra government had reduced the stamp duty between September 2020 to December 2020 and January 2021 to March 31, 2021 to 2% and 3% respectively from the existing 5% at that time to reduce impact on real estate during the pandemic.
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The total stamp duty in Maharashtra is the total of the below mentioned taxes.
See also: All about Maharashtra rent agreement stamp duty and registration laws
1% of property value for properties below Rs 30 lakh
1% of property value for properties below Rs 30 lakh
1% of property value for properties below Rs 30 lakh
The Mumbai Metropolitan Region Development Area (MMRDA) has areas such as Mumbai, Navi Mumbai, Thane, Panvel, Kalyan-Dombvili, Mira-Bhayander and Vasai Virar.
1% of property value for properties below Rs 30 lakh
1% of property value for properties below Rs 30 lakh
1% of property value for properties below Rs 30 lakh
3% of property’s market value
Pin code: Bandra pin code
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Under section 4 (1) of the Maharashtra Stamps Act, Rs 100 will be charged as stamp duty for all Permanent Alternative Accommodation Agreements (PAAAs) of redevelopment projects. Society members have to pay stamp duty as per free area for the additional carpet area they may ask for.
According to the Maharashtra Stamp Act, 1958, there is an exemption on stamp duty for diplomatic missions/consulates/embassies. In such a case, when a property is being bought in Mumbai by embassies, Rs 100 will be paid as stamp duty.
The Maharashtra government scrapped the 15-year cap that it had imposed on women home buyers in return for availing 1% rebate on stamp duty on residential properties . With this amendment, women home buyers can sell properties to male buyers anytime even after availing the 1% rebate on stamp duty for women in Maharashtra.
To substantiate that property is registered under a women’s name and avail the rebate, one has to submit the sale deed.
Under section 80C of the Income Tax Act, one can avail income tax deductions for payments against stamp duty and registration charges and cess charges. However, note that the total IT deduction under Section 80C should not be more than Rs 1.5 lakh.
The Maharashtra government has extended the stamp duty waiver period for investors from one year to three years. In such deals, the stamp duty is paid only on property’s price difference rather than on the whole amount.
New property- comparatively high stamp duty
A homebuyer has to pay stamp duty before execution of the document, the next day, or on the day when the document is executed.
If the stamp duty in Maharashtra is not paid on time or insufficiently paid, the buyer has to pay a penalty of 1 % per month on the stamp duty’s deficit charges. It was reduced from 2% to 1% in Maharashtra’s Interim Budget 2024-25 and a bill has been passed to this effect. The maximum penalty for delaying or not paying stamp duty will be upto 200%.
To know approximate the stamp duty to be paid, you can use the stamp duty calculator under stamps section on the IGR Maharashtra website and you will be led to the next page.
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Choose from the options for which you need to calculate the stamp duty.
For instance, if you want to know stamp duty to be paid in Mumbai on sales deed, then click on sales deed and you will be led to the following page.
Click on municipal corporation, you will be led to
On clicking on Mumbai municipal corporation, you will reach
where you have to enter the consideration value and market value and click on submit and you will get the approximate stamp duty value to be paid.
If the ready recokner rate for the flats in the Bandra is Rs 85,000 per sqft, the minimum value of a 1,000 sqft flat in the Bandra will be around Rs 8,50,00,000. As per Article 25(b)(a) of the Maharashtra Stamp Act, the total stamp duty in Mumbai including local taxes is Rs 42,50,000.
Remember in case of property gifting, gift deed stamp duty has to be paid by the donor.
The property or home registration charges in Maharashtra is 1% of the total cost for the properties priced below Rs 30 lakh and capped at Rs 30,000 for properties priced above Rs 30 lakh.
If an apartment in Maharashtra is being sold for Rs 60 lakh, the home registration charges will be Rs 30,000 as the land value is above Rs 30 lakh. However, if the value of a property is Rs 20 lakh, the registry charges will be 1% of Rs20 lakh that is Rs 20,000.
Maharashtra will soon provide option of registering a property anywhere in the city, thus providing convenience to people. For example, a property located in Bandra can be registered in a SRO located anywhere in Mumbai city.
If you have won a housing unit through Mhada lottery then, once you accept and pay for the property, you need to register it with the Maharashtra state government so that it is present in legal records.
If you have won a housing unit through Cidco lottery then, once you accept and pay for the property, you need to register it with the Maharashtra state government so that it is present in legal records.
Stamp duty and registration charges in Maharashtra can be paid through e-stamping. Payment can be paid using RTGS or NEFT.
Step 1: Visit the Maharashtra Stamp Duty online payment portal.
Step 2: Click ‘Pay Without Registration’ if you are not registered with the Maharashtra stamp duty portal. If you are a registered user, fill in the login details on the Maharashtra stamp duty portal.
Step 3: If you have selected the ‘Pay Without Registration’ option, you will be redirected to another page on the stamp duty in Maharashtra portal, where you have to choose ‘Citizen’ and select the type of transaction you want to do.
Step 4: Choose ‘Make Payment to Register your Document’. Now, you can opt for paying the stamp duty and registration charges together, or stamp duty only, or registration charges only.
See also: All about Vasai virar property tax
Step 5: Fill in the details as required such as district, sub-registrar’s office, payment details, party details, property details and property value details in the stamp duty and registration charge website.
Step 6: Choose the payment option for stamp duty and registration charges payment and proceed once done, generate the challan from the stamp duty and registration charge website, which has to be presented at the time of execution of the deed
If you are stuck at any step or you want to generate your challan again, you can drop a mail to vtodat.mum-mh@gov.in .
By way of this method, frauds can be mitigated as one can’t upload fake documents.
Learn about: Section 10 10d
While you can pay the stamp duty and registration charges in Maharashtra 2025 using the Mahakosh portal, you can also use it to search a challan online.
A challan is a digital document that mentions the stamp duty that has been paid .You can search a challan on the Mahakosh portal.
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Click on ‘All Major Banks, Debit Card, Credit Card are Accepted’ on the Mahakosh portal.
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Stamp paper: Stamp duty can be paid using Stamp paper where details of the agreement are written on a paper that is signed by the authorised person once checked. After this the stamp paper is registered at the sub-registrar office after a period of four months.
Franking: In this, the stamp duty Maharashtra is paid where in the agreement is printed on a paper that is then submitted to an authorised bank. Once submitted, the documents for stamp duty payment are processed with the help of franking machine.
e-SBTR: To get an Electronic Secured Bank and Treasury Receipt (e-SBTR), visit the bank that has been approved. Once the transaction details are sent, make payment in cash, cheque or demand draft. The property document that has to be registered should be attached to the issued e-SBTR. Check out ePayment Rules.
How to get refund of stamp duty in Maharashtra?
To initiate stamp duty Maharashtra refund, it is compulsory to enter information through the online system. Once the information is fed online and a token is allotted, you have to submit the application offline. Mentioned below is the procedure in detail.
See also: All about token money, GST and stamp duty refund when a property deal is cancelled
First you have to log on to the website of IGR Maharashtra and select online services. Here, you have to click on the stamp duty Maharashtra refund application link. Alternatively, you can go to https://appl2igr.maharashtra.gov.in/refund/
Here, click on the check box on understanding the terms and conditions and click on New Entry. Enter mobile number, OTP and captcha.
Then, you will get the stamp duty Maharashtra refund token number. Now create password, confirm password, enter captcha and press ‘Submit’.
For a stamp duty Maharashtra refund, firstly one has to enter all their personal details, their bank account number and the reason for the refund. One has to enter all information about the document like if it is executed or not, registered or not etc. in the particulars of the document.
If the document is registered, and you want a stamp duty refund in Maharashtra , you have to enter the document number, date and SRO details. Likewise, cancellation deed if registered, then registration number and SRO details should be entered.
Next you have to enter particulars of the stamp including the type- whether it is e-payment, e-SBTR or franking, name of the stamp vendor along with his address, name and details of purchaser of stamp, value of stamp etc. On entering all stamp related details, an ‘Image Code’ in red will appear. You will have to mention that code in the blank frame and press on the ‘register’ button. Post this, your stamp duty in Mumbai/ stamp duty Maharashtra refund information is submitted and you will see the ‘acknowledgement‘ tab . Enter your stamp duty in Mumbai/ stamp duty Maharashtra refund token number in the application that has to be submitted to the office of collector of stamps for initiation of stamp duty refund Maharashtra.
Also read all about IGR Maharashtra document search
According to Section 31 of Maharashtra Stamp Act, any person who is party in the instrument can apply to Collector of Stamps along with the instrument for his opinion about Stamp Duty applicable
Click on Adjudication under stamps on the IGRS Maharashtra page. You will reach
Here, enter username, password, captcha and login. If you don’t have username and password, click on Sign up and register first.
After login in, in this, page a person can
See also: Bombay HC rules stamp duty cannot be charged for past transactions
Section 10D of Maharashtra Stamp Act mentions that the notified institutions, bodies etc. ensures the proper stamp duty has been paid on the notified types of documents by e-payment mode. You can access https://appl2igr.maharashtra.gov.in/section10d/LoginPG.aspx
The application helps the notified institutions, bodies
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The Maharashtra Stamp Act, 1958 underwent some amendments that has been effective from October 14, 2024. Mentioned below are amendments.
Office of the Inspector General of Registration and Controller of Stamps,
Ground Floor,
Opposite Vidhan Bhavan (Council Hall),
New Administrative Building,
Pune 411001, Maharashtra, India
Stamp duty and registration charges are to be known by anyone who is looking at buying a property in Maharashtra. These charges are over and above the cost of the property and thus these have an impact on the budget that you set aside for your property purchase. It is a good idea to know of the various options you can avail of such as buying a property in your wife’s name if buying in Maharashtra, as in this state the stamp duty for women is 1% less than that of men. However, this is not applicable in case of joint registration. Also, you should know how much stamp duty you are expected to pay in case your property goes for redevelopment.
According to the Maharashtra Stamp Act, all instruments should be stamped before or at the time of execution, or on the next working day following the date of execution. However, if the deed is executed out of the territory, it can be stamped within three months after it is first received in India.
The stamp duty Maharashtra papers must be in the name of one of the parties to the transaction and not in the name of the chartered accountant or lawyer of the parties. Also, the date of issue of the stamp paper in Maharashtra for stamp duty must not be more than six months older than the date of the transaction.
Maharashtra stamp duty can be paid by way of adhesive or impressed stamps on the deed. Additionally, the adhesive stamps used on the deed is cancelled at the time of execution so that it is not available for reuse.
For property sale documents, Stamp Duty Maharashtra is payable on whichever is higher- the consideration value of the property that is mentioned in the document or the ready reckoner rates /circle rates that are decided by the government.
Currently no such announcement has been made by the Maharashtra government. A 50% stamp duty concession for developers of integrated township projects in Thane, Navi Mumbai and Pune was announced by the Maharashtra government in 2023. However, this won’t be applicable to projects in Mumbai and Lonavala.
You can register the property in a women’s name, register under-construction property at lower undivided share and avail of tax benefits on stamp duty.
The application of refund of stamp duty can be made within two years from the date of cancellation of the sale deed.
To initiate stamp duty refund in Maharashtra, you have to enter the information online and get a token. With this token, you have to submit the stamp duty refund form offline.
The last date for registering properties under Maharashtra Stamp Duty Amnesty Scheme was August 31, 2024
With 16+ years of experience in various sectors, of which more than ten years in real estate, Anuradha Ramamirtham excels in tracking property trends and simplifying housing-related topics such as Rera, housing lottery, etc. Her diverse background includes roles at Times Property, Tech Target India, Indiantelevision.com and ITNation. Anuradha holds a PG Diploma degree in Journalism from KC College and has done BSc (IT) from SIES. In her leisure time, she enjoys singing and travelling.
Email: anuradha.ramamirtham@housing.com
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How to pay stamp duty and registration charges in Maharashtra 2025? – Housing.com News
